EBC Financial Group User Reviews

This 2025 review of EBC Financial Group (EBC) offers a straightforward guide for traders considering their services. Since their 2020 inception, EBC has operated under various international financial authorisations. We'll cover their pricing approach, the rules they follow, and any user insights available, keeping things clear and simple.

Live Spreads: EBC's Cost Structure Explained

A central cost in any trading activity is the spread. This is the minor difference between the price you can currently buy an asset for and the price you can sell it for. EBC provides different account options, such as Standard and Pro, which influences this cost for traders. Typically, Standard accounts have this cost built into the spread figure displayed on the platform, meaning no extra commission is charged per trade. Pro accounts, on the other hand, usually aim for narrower spreads, closer to direct market rates, but these are often paired with a distinct commission fee for each transaction.

As EBC Financial Group's live spread data is not currently integrated with our comparison tool, a direct, real-time evaluation of their charges against other brokers isn't possible here. To get a clear picture of their actual trading costs, individuals should observe the spreads shown on EBC's MT4 or MT5 trading platforms during active market periods.

Regulation: Professional Services via FCA/ASIC, Retail via Offshore

Company	Licenses & Regulations	Segregated Client Money	Deposit Compensation Scheme	Negative Balance Protection	Rebates	Max. Leverage Retail Clients
EBC Financial Group (Cayman) Limited	Cayman Islands - KY CIMA					500 : 1
EBC Financial Group (UK) Ltd**	United Kingdom - UK FCA					500 : 1
EBC Financial Group (Australia) PTY Ltd*	Australia - AU ASIC					500 : 1
EBC Financial Group (SVG) LLC Saint Vincent and the Grenadines						2000 : 1

EBC Financial Group is authorised by a number of international financial regulatory bodies. EBC Financial Group (UK) Ltd is overseen by the UK's Financial Conduct Authority (FCA), and EBC Financial Group (Australia) PTY Ltd is under the supervision of the Australian Securities and Investments Commission (ASIC). Additionally, they hold a license from the Cayman Islands Monetary Authority (CIMA) and operate an entity registered in Saint Vincent and the Grenadines (SVG).

A key point for potential clients is that the *UK (FCA) and **Australian (ASIC) regulated arms of EBC are exclusively for professional clients. Therefore, retail traders wishing to use EBC's services will generally be directed to their entities regulated by CIMA or registered in SVG.

As a consequence, the robust investor protections associated with FCA and ASIC regulation, including schemes like the UK's Financial Services Compensation Scheme (FSCS), do not apply to retail clients whose accounts are held under the CIMA or SVG frameworks.

Available Assets: Trading Forex, Indices, Metals, and Energies

EBC clients can access a range of frequently traded financial markets. The selection of instruments includes foreign exchange currency pairs, precious metals such as gold and silver, major global stock market indices, and energy products like crude oil.

These markets are usually accessed through CFDs (Contracts for Difference). When trading CFDs, you are speculating on the future direction of an asset's price, rather than taking ownership of the asset itself. This method allows the use of leverage, which can magnify potential profits but also significantly increases the risk of larger losses.

Live Swap Rates: Competitive on Some Asset Classes

Keeping a trading position open from one day to the next typically involves swap rates, also known as rollover fees. These are daily financial adjustments, which can be either a charge against your account or a credit to it. The amount depends on the specific instrument you are trading, whether you are in a buy or sell position, and the prevailing interest rates. EBC also offers Islamic accounts, which are structured to be free of these standard swap charges.

The live data presented in the table above illustrates EBC Financial Group's current charges or credits for holding positions overnight. When compared against the other brokers shown, their swap rates, especially for commodities, appear quite favourable based on the provided data. Swap costs are variable, so it's always recommended to check the specific instrument.

Also, a 'triple swap' is commonly applied mid-week to account for weekend financing. You can use the orange 'Edit' button to tailor the swap comparison table.

Trading Platforms: MT4 & MT5 as Core Offerings

EBC Financial Group provides its clients with the choice of two of the most popular trading platforms in the retail financial markets: MetaTrader 4 (MT4) and MetaTrader 5 (MT5). Both are well-known for their comprehensive charting packages, wide array of analytical tools, and their strong support for automated trading strategies, commonly known as Expert Advisors. These platforms are available for use on desktop computers, via web browsers, and as mobile applications.

Deposits/Withdrawals: Access via Cards, Wire, USDT & Regional Systems

Clients can add funds to their EBC account using several widely accepted methods. These options usually include credit and debit cards, international bank wire transfers, the SticPay e-wallet, China UnionPay for users in relevant regions, and the Tether (USDT) cryptocurrency.

Although EBC may not impose their own fees for these transactions, it's important to be aware of potential charges from third parties. *Banks involved in wire transfers often have their own service fees. **Transactions using USDT will incur standard cryptocurrency network fees. Always confirm the precise methods available for your location, processing durations, and any possible limits directly on the official EBC website before initiating a transfer.

Leverage: Higher Leverage Through Offshore Registrations

The degree of leverage a client can use with EBC is determined by the specific EBC entity their account is held with. While professional clients trading under the FCA or ASIC entities can request leverage up to 1:500, retail clients are generally onboarded through the CIMA (Cayman Islands) or SVG registered entities.

These offshore entities can offer significantly higher leverage, potentially reaching up to 1:500 or even 1:2000. It is vital to understand that using high leverage substantially increases market exposure, which in turn magnifies both potential profits and losses, demanding very careful risk management.

EBC Financial Group Profile

24 hour support

Segregated Accounts

Islamic Accounts

Accepts Canadian clients

Accepts Japanese Clients

Non expiring demo

Trading API

Cent accounts

Negative balance protection

Social trading

Regulatory deposit insurance

Trailing stops

Bonuses

Fixed spread

Variable spread

The RebateKingFX profile for EBC Financial Group offers a concise summary of their key operational aspects. This includes their 2020 founding, UK head office details, various global office presences, the main account currency (USD), languages for client support, as well as the array of funding methods and tradable financial instruments they make available.

EBC Financial Group Web traffic

Our web traffic data is sourced from SimilarWeb and sums the traffic data of all websites associated with a broker. Organic visits are visits the broker didn't pay for, based on the available data. This data updates once monthly and can be based on data purchased from internet service providers, traffic metrics sourced by a third party such as Google Analytics that the company chooses to share with SimilarWeb, etc.

Promotions

Specific details concerning promotional initiatives, such as new client bonuses or ongoing reward schemes, are best obtained by checking directly with the broker. Traders interested in exploring potential offers should visit the promotions page on the official EBC website and ensure they fully understand all terms and conditions associated with any available promotions before deciding to opt-in.

EBC Financial Group Cashback rebates

	Standard	Pro
Forex	0.30 Pips	$0.50 Per Lot
Oil / Energies	0.30 Pips	$0.50 Per Lot
Metals	0.30 Pips	$0.50 Per Lot
Shares / Equities	$0.002 Per Lot
Indices	0.30 Pips	$0.50 Per Lot
Payment Options	Monthly Cash Back Payments are credited and sent automatically by the 12th day of the month for trades where cashback has been accumulated between the first and the last day of the previous month.

	Standard
Forex	0.30 Pips
Oil / Energies	0.30 Pips
Metals	0.30 Pips
Shares / Equities	$0.002 Per Lot
Indices	0.30 Pips
Payment Options	Monthly Cash Back Payments are credited and sent automatically by the 12th day of the month for trades where cashback has been accumulated between the first and the last day of the previous month.

	Pro
Forex	$0.50 Per Lot
Oil / Energies	$0.50 Per Lot
Metals	$0.50 Per Lot
Shares / Equities	$0.002 Per Lot
Indices	$0.50 Per Lot
Payment Options	Monthly Cash Back Payments are credited and sent automatically by the 12th day of the month for trades where cashback has been accumulated between the first and the last day of the previous month.

How much EBC Financial Group rebates can I earn?

Use our forex rebate calculator to estimate your EBC Financial Group rebate earnings:

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EUR/USD

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